What is a car insurance group?
Every car in the UK is ranked within a specific car insurance group – these range from 1 to 50. Your car's group is determined by a range of factors including its make, model, trim and engine specification – as well as the year it was registered. It has a big impact on how expensive your car insurance policy will be – cars in lower groups like the Kia Picanto and Volkswagen Polo will have relatively affordable cover, while higher-group cars like the BMW X5 or Mercedes E-Class will be comparatively pricey.
Our guide explains everything you need to know about car insurance groups
Related glossary terms
No-claims bonusA no-claims bonus is a discount given to drivers on their car insurance as long as they don't make a claim on their policy.Black boxA black box is a casual name for a telematics device. Black boxes are required by some insurance companies, especially for younger drivers in order to reduce their premiums.NCAP - New Car Assessment ProgrammeA government-run scheme designed to measure and improve the safety of new cars.