What is telematics?

Telematics is a system fitted to a vehicle to monitor how or where it's being driven. Compare car insurance quotes online and you'll spot that some policies have telematics on them. Take out one of these policies and the insurer will either use your phone or a 'black box' fitted to your car to record how fast you're going, any harsh braking or acceleration and the times and durations of your journeys. Your insurance costs can go down or up as a result of your driving. It's particularly useful for young drivers, who may want to put up with a black box for a year or two to get lower premiums. You might also find telematics devices in commercial vehicles.