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Volvo Xc40 variants
Total price
Monthly payment

Volvo Xc40

1.5 T4 Recharge PHEV Inscription 5dr Auto

2021 (21) reg | 31,600 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£23,599

£370 per month

Volvo Xc40

1.5 T5 Recharge PHEV Inscription 5dr Auto

2021 (71) reg | 27,518 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£25,199

£390 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr

2020 (70) reg | 30,061 miles

Petrol | 3 months warranty
Finance example

£21,299

£329 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2020 (70) reg | 24,263 miles

Petrol | 3 months warranty
Finance example

£23,199

£361 per month

Volvo Xc40

2.0 B4P R DESIGN Pro 5dr AWD Auto

2021 (71) reg | 25,334 miles

Petrol | 3 months warranty
Finance example

£26,999

£404 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2020 (70) reg | 13,016 miles

Petrol | 3 months warranty
Finance example

£24,199

£376 per month

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Volvo Xc40

1.5 T3 [163] Inscription 5dr Geartronic

2020 (69) reg | 37,019 miles

Petrol | 3 months warranty

Was £22,199

Finance example

£21,399

£332 per month

£800 off

Volvo Xc40

1.5 T5 Recharge PHEV Inscription Pro 5dr Auto

2020 (70) reg | 38,389 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£23,799

£376 per month

Volvo Xc40

2.0 D3 R DESIGN 5dr Geartronic

2020 (70) reg | 53,351 miles

Diesel | 3 months warranty
Finance example

£21,399

£338 per month

Volvo Xc40

2.0 D3 Inscription 5dr AWD Geartronic

2019 (69) reg | 27,784 miles

Diesel | 3 months warranty
Finance example

£24,399

£471 per month

Volvo Xc40

1.5 T5 Recharge PHEV Inscription Pro 5dr Auto

2021 (21) reg | 25,749 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£25,499

£395 per month

Volvo Xc40

2.0 T4 Momentum Pro 5dr AWD Geartronic

2020 (69) reg | 38,852 miles

Petrol | 3 months warranty
Finance example

£21,099

£326 per month

Volvo Xc40

1.5 T3 [163] Inscription 5dr

2022 (22) reg | 11,873 miles

Petrol | 3 months warranty

Was £25,399

Finance example

£24,799

£375 per month

£600 off

Volvo Xc40

1.5 T4 Recharge PHEV R DESIGN 5dr Auto

2021 (21) reg | 27,430 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £24,999

Finance example

£24,199

£385 per month

£800 off

Volvo Xc40

1.5 T5 Recharge PHEV Inscription Pro 5dr Auto

2021 (71) reg | 14,843 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£26,599

£405 per month

Volvo Xc40

1.5 T3 R DESIGN 5dr

2018 (68) reg | 32,935 miles

Petrol | 3 months warranty
Finance example

£18,799

£363 per month

Volvo Xc40

2.0 D3 Inscription 5dr

2020 (70) reg | 19,326 miles

Diesel | 3 months warranty
Finance example

£22,799

£349 per month

Save £11,206 on list price

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (73) reg | 24,609 miles

Petrol | 21 months warranty
Finance example

£27,899

£410 per month

Volvo Xc40

1.5 T4 Recharge PHEV Plus Dark 5dr Auto

2022 (72) reg | 22,610 miles

Petrol Plug-in Hybrid | 9 months warranty
Finance example

£26,999

£418 per month

Volvo Xc40

1.5 T3 [163] Inscription Pro 5dr Geartronic

2021 (21) reg | 23,879 miles

Petrol | 3 months warranty
Finance example

£25,299

£390 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2020 (70) reg | 24,361 miles

Petrol | 3 months warranty
Finance example

£22,999

£356 per month

Volvo Xc40

2.0 B4P Inscription Pro 5dr Auto

2021 (70) reg | 31,105 miles

Petrol | 3 months warranty

Was £25,099

Finance example

£24,399

£368 per month

£700 off

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2022 (71) reg | 8,692 miles

Petrol | 3 months warranty

Was £27,799

Finance example

£26,999

£420 per month

£800 off

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2021 (21) reg | 32,636 miles

Petrol | 3 months warranty

Was £24,199

Finance example

£23,399

£363 per month

£800 off

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2021 (21) reg | 36,093 miles

Petrol | 3 months warranty

Was £23,399

Finance example

£22,799

£352 per month

£600 off

Volvo Xc40

2.0 B5P R DESIGN Pro 5dr AWD Auto

2021 (71) reg | 24,290 miles

Petrol | 3 months warranty

Was £29,099

Finance example

£28,499

£426 per month

£600 off

Volvo Xc40

2.0 B4P R DESIGN Pro 5dr AWD Auto

2021 (21) reg | 38,735 miles

Petrol | 3 months warranty

Was £26,799

Finance example

£25,999

£398 per month

£800 off

Volvo Xc40

1.5 T3 [163] R DESIGN Pro 5dr Geartronic

2020 (69) reg | 27,708 miles

Petrol | 3 months warranty

Was £24,999

Finance example

£24,199

£383 per month

£800 off

Volvo Xc40

2.0 D3 R DESIGN 5dr AWD Geartronic

2019 (19) reg | 59,446 miles

Diesel | 3 months warranty
Finance example

£19,999

£386 per month

Volvo Xc40

1.5 T5 Recharge PHEV Inscription 5dr Auto

2020 (70) reg | 36,990 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £23,199

Finance example

£21,999

£339 per month

£1,200 off
Save £11,056 on list price

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (23) reg | 16,856 miles

Petrol | 16 months warranty

Was £28,699

Finance example

£27,699

£403 per month

£1,000 off

Volvo Xc40

1.5 T5 Recharge PHEV Inscription 5dr Auto

2022 (22) reg | 31,222 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £26,999

Finance example

£26,199

£409 per month

£800 off
Save £20,781 on list price

Volvo Xc40

170kW Recharge Core 69kWh 5dr Auto

2023 (23) reg | 17,893 miles

Electric | 15 months warranty

Was £25,999

Finance example

£25,499

£402 per month

£500 off

Volvo Xc40

1.5 T4 Recharge PHEV R DESIGN 5dr Auto

2021 (70) reg | 14,176 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £23,999

Finance example

£23,499

£365 per month

£500 off

Volvo Xc40

2.0 B4P Momentum 5dr Auto

2020 (70) reg | 47,624 miles

Petrol | 3 months warranty

Was £19,799

Finance example

£19,299

£299 per month

£500 off

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (72) reg | 2,906 miles

Petrol | 13 months warranty
Finance example

£29,999

£446 per month

Volvo Xc40

2.0 B4P Inscription Pro 5dr Auto [7 speed]

2021 (71) reg | 16,598 miles

Petrol | 3 months warranty
Finance example

£27,999

£429 per month

Volvo Xc40

1.5 T4 Recharge PHEV R DESIGN 5dr Auto

2021 (71) reg | 20,674 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £26,799

Finance example

£25,999

£417 per month

£800 off

Showing 1 - 38 of 43 results

Finance representative example (PCP)

Total cash price £26,199. Borrowing £23,579 with a £2,620 deposit at a representative APR of 10.9%.

48 monthly payments
£408.74
Fixed interest rate
10.9%
Total amount payable
£33,807.64
Cost of credit
£7,608.64
Optional final payment
£11,568.00
Purchase fee
£10.00
Annual mileage limit
6000 miles

Volvo XC40 buying guide

What Volvo XC40 trim levels are there?

The entry-level trim for the XC40 is called Momentum. While it’s the start of the XC40 range, you still get lots of goodies including an infotainment systems with Android Auto, Apple CarPlay and Bluetooth, rear parking sensors and camera, lane-keep assistance, and forward collision mitigation.

R-Design is the mid-range option and is Volvo’s ‘sporty’ trim level, comparable to Mercedes AMG Line and Audi S Line. This means you get larger alloy wheels, a sportier body kit and more black-coloured trim pieces to help these models stand out.

Inscription is the range-topping trim level for the XC40 and includes all the extras from the previous trims. You get even posher seats, trimmed in even nicer leather to underscore exactly how luxurious this trim is.

Volvo XC40 interior and technology

The XC40 features Volvo’s latest interior design style. That means clean, minimal surfaces, with most of the car’s features controlled by the large, portrait-orientated touchscreen in the dashboard. The screen is very easy to use and, while it’s disappointing Volvo omitted the traditional physical climate controls, the temperature and fan speed is persistent on the infotainment screen, making it relatively easy to change on the fly.

Rear seat space is decent if you’ve just two adults back there, with lots of head and knee room. However, adding a third across the back row will lead to elbows bumping, so isn’t advised for longer journeys. The boot is a good size, too, able to take a week’s worth of family holiday luggage without breaking a sweat.

Volvo XC40 engine range explained

Volvo XC40 T3 petrol

The XC40 engine range kicks off with the T3 petrol engine. This is a 1.5-litre three-cylinder unit that, despite its small size, puts out a respectable 163hp, helping the XC40 hit 62mph from rest in less than 10 seconds. This engine gets a choice of manual or automatic gearbox.

Volvo XC40 T4 petrol

If you fancy a smooth petrol engine in your XC40, but want a little more ‘oomph’ than the T3, the 190hp T4 might be a better choice. The extra muscle, courtesy of a larger 2.0-litre four-cylinder engine, drops the 0-62mph time to 8.5 seconds. This engine comes with an automatic gearbox as standard and gets the option of four-wheel drive.

Volvo XC40 B4P petrol

Volvo has begun offering a slightly updated version of the T4 engine with a beefed up alternator called the B4P, which allows for very limited mild hybrid operation. There’s not much of a performance boost to be had, but fuel efficiency and emissions are both marginally improved.

Volvo XC40 D3 diesel

While most XC40s come with petrol engines, there are still diesel options available for buyers that require it. The D3 engine is a 2.0-litre four-cylinder unit that generates 150hp, returning respectable performance while averaging around 59mpg.

Volvo XC40 Recharge EV

The XC40 Recharge, as the name suggests, is the pure electric option available for Volvo’s smallest SUV. This model comes with a 78kWh battery pack, which translates to a range as high as 249 miles if you drive carefully. Thanks to the beefy twin-motor setup, this model comes with a mighty 408hp, allowing it to accelerate to 62mph from a standstill in a sports-car-worrying 4.9 seconds.

Your Volvo XC40 questions answered

The XC40 only comes in one version – a five-door SUV large enough for small families. There is also the option of a coupe version called the C40, which is only available as an EV – this has a lower, sportier roofline than standard XC40 models.

The XC40 is around 4.4 metres long. This means it’s almost exactly the same size as the Mercedes GLA and Audi Q3 – its main rivals. There’s enough room for four adults inside to get comfortable, with five able to fit for shorter journeys. The boot is large enough for two big suitcases, or more if you get creative with your packing.

Most XC40 models are offered with either a petrol or hybrid engine, and all offer a good blend of power and efficiency. There are also diesel engine choices if you regularly take on long journeys, or a fully electric version if you mainly drive in city and suburban areas.

If you like the look of the XC40, you'll almost certainly like it from behind the wheel, too. It's a great little premium SUV that's just about large enough for family duties. The car's styling and design are really strong, with a clean, angular look that stands out from the conservative German alternatives.

Plus, it's good to drive too, with light, accurate controls, well-managed body movements, and potent engines – especially among the plug-in-hybrid options.

It's not perfect, of course. It's quite expensive like most of the premium SUVs it competes with, and we're not completely sold on adjusting the climate control through the touchscreen, plus sportier rivals are a little more fun to drive. However, the Volvo's comfort, tech and styling will be more than enough to silence most buyers' criticisms.

Most of the XC40's colour choices are fairly muted. There's the lighter Cloud Blue and darker Fjord Blue, along with Sage Green, which is a fairly understated shade, and Fusion Red – probably the loudest colour in the lineup.

Besides those, there's the conventional selection of black, grey, silver, and white, along with a silvery-gold champagne colour called Bright Dusk.

Four-wheel drive – badged AWD – is available as an option on the XC40, although most models on the market stick with front-wheel drive.

If you don't want to hunt around or pay extra for an AWD version, you can fit winter tyres to your front-wheel-drive XC40, which will dramatically improve grip and traction in cold, slippery conditions.

Volvo is a premium brand competing with the likes of BMW and Audi. As a result both parts and servicing costs are going to be a little higher than average, so make sure you budget a little more for keeping your XC40 in tip-top condition.

Reliability surveys rank both Volvo as a brand and the XC40 as a model about average for reliability. They're not fault free, but there are no widespread reports of common issues affecting this model.

That's about par for the course among premium models, which all tend to return middling reliability scores. This is often because they include more on-board features than cheaper cars, which means more potential things that can go wrong.

You can protect yourself from unexpected repair costs by adding an extended warranty to your XC40. This kicks in once the manufacturer's coverage ends and covers you for any mechanical or electrical repairs needed.